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  • Regulation cannot be avoided by banks
    Bank Regulation | Regulation | Supervision

    Regulation cannot be avoided by banks

    ByGraham March 31, 2017July 7, 2026

    Plain and simple, banks are important because they introduce efficiencies to the local as well as the global economy.  Regulation and supervision of conduct has become an important part of doing business as a bank. Reasons why banks are important There are 3 reasons why banks are important to society. All three of these reasons create efficiencies in…

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  • Systemic risk in financial markets
    Bank Regulation | Regulation | Risk management

    Systemic risk in financial markets

    ByGraham March 31, 2017July 7, 2026

    Introduction The International Monetary Fund (“IMF”) has summarised the causes of the global financial crisis in three dimensions: Set out below is an analysis of these dimensions and a review of systemic risk, including what steps Regulators can take to mitigate the effect of systemic risk. 1.  Flaws in financial regulation and supervision What has become…

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Graham Prior Follow

Current affairs | Financial Markets | Banking | Regulatory Risk | Business enablement | Southern Africa | Opinions are my own

GrahamPrior
grahamprior Graham Prior @grahamprior ·
9 Jul

Reasoning by analogy is fast. It's also where most decisions quietly go wrong.

Two disciplines correct for it: first principles thinking (strip a problem to its foundations and rebuild from there) and second-order thinking (trace a decision's consequences past the obvious first

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grahamprior Graham Prior @grahamprior ·
4 Jul

The easiest defence of what happened to the Post Office in South Africa is also the least honest: that digital disruption made the outcome unavoidable. It didn’t. This disruption was the condition, and what actually happened inside the Post Office was the cause.

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grahamprior Graham Prior @grahamprior ·
20 May

People think #AI is smarter than it really is. It can predict and copy patterns well, but it doesn’t truly think, understand, or reason like humans do.

Venture capitalist Marc Andreessen’s philosophy he explained, is: “Move forward. Go! … People who dwell in the past get stuck

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